What We Do

We provide comprehensive financial planning, creative investment offerings, and strategic analysis to drive compelling outcomes and facilitate your long-term success.
Open architecture. Conflict free. Full transparency.
Financial Planning
Miami Beach
Comprehensive Financial Planning
We always put you - the client - first, and customize the plan to your unique goals.
  • Assess your goals, objectives, and aspirations
  • Craft a highly customized, sophisticated and formal investment policy statement that serves as our investing roadmap
  • Develop a dynamic asset allocation to reduce risk and maximize returns
  • Monitor and review progress toward targeted financial goals
  • Rebalance and adjust based on changes in assets or personal/family situation
man driving with two dogs
Retirement Planning
Needs, wants, lifestyle and targets - we'll help you determine all the factors for your retirement.
  • Retirement needs analysis
  • Determine target retirement age, location, and lifestyle
  • Analyze all income sources from social security, pensions, insurance, and corporate retirement plans and benefits
  • Establish and contribute to eligible retirement plans such as 401k, 403, traditional and Roth IRA, SEP, simple, and profit sharing plans
Hand Holding
Estate Planning
We understand how important your wishes & legacy are.
  • Create a lasting and cohesive legacy that ensures your wishes, goals, and values are honored when you are unable to manage your own affairs
  • Coordinate with a diverse network of estate planning attorneys to draft essential estate planning documents such as a will, trust, power of attorney contract, and healthcare proxy
  • Provide capital to meet immediate liquidity needs for settlement costs
  • Maximize the estate for transfer by minimizing taxes and expenses
man writing on a paper
Tax Planning
From reductions to benefits, our expertise in how to navigate the complicated tax regulations will can help guide your overall planning.
  • Recommend tax reduction strategies
  • Provide timely information regarding changes in tax legislation
  • Coordinate with established CPA firms to provide federal tax preparation, state tax preparation, estimated tax calculations, and mid-year tax reviews
  • Charitable giving
girl walking on beach path
Education Planning
The littles grow up fast, and planning ahead is key to their education finance plan.
  • Perform cost analysis to determine how much a college education will cost and how much you should save
  • Assist in integrating a 529 College Savings Plan into your overall financial plan
  • Explore other sources to fund educational costs such as financial aid, grants, scholarships, UGMA accounts and more
Investing & Wealth Advisory
Alternative Investments
As a boutique firm, we are always sourcing unique opportunities for our clients
  • Real estate, private equity, venture capital, hedge funds, commodities, managed futures, and timberland
  • We take the time to source, due diligence, and review best in class managers, to find unique alternative investment opportunities
office building exterior
Wealth Advisory & Management
We consult, implement, evaluate and create strategies for your long-term growth
  • Consultation on existing assets and investment programs
  • Implement strategic and tactical asset allocation to provide a foundation for managing long-term risk and portfolio returns
  • Evaluate your unique risk tolerance, return expectations, time horizon, income and liquidity needs, tax situation, and overall financial objectives
  • Create a strategy as opposed to merely executing a “trade”
white car
Strategy & Analysis
people on a rock
Family Office Services
Extended multi-generational strategic planning for your estate
  • Comprehensive financial oversight of all liquid and illiquid financial assets in accordance with family mission statement
  • Offer consolidated financial reports and performance analytics of all estate activity
  • Philanthropic and gifting strategies
  • Bill pay and concierge services
  • Multi-generational planning and facilitation of family meetings
people working on papers
Performance Analytics / Consolidated Reporting
Our utilization of sophisticated software programs such as NetX, MoneyGuidePro, and Envestnet, enables us to provide you with:
  • 24/7 online access to your accounts
  • In-depth performance reports
  • A wide variety of institutional research
office stairs
Budgeting / Cash Flow Analysis
With financial security as the main goal, we creatively budget and implement savings strategies
  • Prepare personal cash flow statement
  • Create a budget to achieve financial security
  • Debt management and savings strategies
Banking & Lending, and Risk Management & Insurance Advisory
Commercial Banking / Cash Management
We have access to many beneficial services offered by our custodians and partners
  • Check writing, debit, and credit card capabilities
  • Internet banking, automatic bill pay, and direct deposit
  • Checking and savings accounts with access to money market funds, CD’s, commercial paper, and treasury bills and notes
  • Loyalty and rewards programs
  • Investment banking
  • M&A advisory and consulting services in connection with proposed purchase and sale transactions
  • Access to large institutions and boutique middle market firms
  • Business plan writing and strategy capital raising from institutional and accredited investors
pen on a notebook
Credit & Lending
We have direct access to capital markets desks of major Wall Street banks
  • Structured products
  • Leveraged loans, high yield and mezzanine financing
  • Home mortgage, refinancing, and lines of credit
  • Margin, securities based lending, and special purpose loans
Wall Street
Risk management & insurance advisory
Management & evaluation of your unique situations to mitigate risk and prepare for the future
  • Evaluate your exposure to accidental loss and liability
  • Analyze existing insurance programs
  • Craft uniquely tailored programs designed to optimize asset protection
  • Advise on life, health, disability, property & casualty, and umbrella insurance policies
man standing on a cliff

STRATEGIC PARTNERS

BNY Mellon logo
Charles Schwab logo
Goldman Sachs Logo
Dynasty Financial Partners logo
Black Diamond logo
Money Guide Pro logo
Envestnet PMC logo
Morningstar logo
DocuSign logo
Sales Force logo
KAUFMAN ROSSIN logo
Workplace logo
HALO logo
Ethic logo
Bespoke logo
Foreside logo
YCharts logo
SmartRIA logo
iCapital logo
Folio Institutional logo
FMG logo
CAIS logo
Frequently asked questions
The biggest risk of all...
is not taking one.
Mellody Hobson